PAY OFF MORTGAGE, CREDIT CARD, STUDENT LOAN, AND CAR LOAN FAST

Presented by: ISBF Institute & Financial Power Institute
Website: https://Isbfinstitute.com
Email: info@finanpower.com | Phone: (678) 921‑2121
Format: 2-Day Seminar (onsite & virtual options)
Languages Available: English, French, Spanish, and more
Tuition: $199 per person (includes workbook, tools, meals, and certificate)

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WHY THIS SEMINAR MATTERS – THE ALARMING COST OF DEBT

• U.S. household debt surged over $17 trillion in 2024, with mortgage, credit cards, auto, and student loan debt at record highs.
• 43% of American consumers carry credit card balances month-to-month, incurring average interest rates above 20%.
• Student debt impacts nearly 45 million borrowers, delaying homeownership, marriage, and family formation.
• Interest payments can cost a middle-income couple $6,000+ annually—money that could build savings instead.
• Without a strategic plan, debt snowballs quickly—but with smart strategies, fast repayment is possible.

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EVENT OVERVIEW

DEBT‑FREE AT LAST is a practical, results-driven 2-day event providing battle-tested strategies to accelerate debt repayment using tactics such as the Debt Avalanche, Debt Snowball, refinancing techniques, lump-sum windfalls, and income-boosting tools.

Utilizing budgeting tools, mindset coaching, and a community of accountability, attendees will gain confidence, clarity, and the resources to retire multiple debts quickly—restoring financial freedom and peace of mind.

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BENEFITS OF ATTENDING

• Learn to eliminate debt fast—without additional earnings
• Understand and apply high-speed repayment plans
• Optimize interest savings using balance transfers, refinancing, and consolidation
• Get practical tools for mortgage acceleration and equity building
• Participate in Q&A with successful debt-free graduates
• Access templates, calculators, and organized repayment systems
• Receive certificate and accountability plan

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TARGET AUDIENCE

• Individuals and families burdened by one or more forms of debt
• Homeowners wanting to pay off mortgages ahead of schedule
• Recent graduates and parents with student loans
• Car owners with vehicle financing
• Anyone seeking a healthier financial path

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LEARNING OUTCOMES

By the end of the seminar, participants will:

• Design and implement a 12–24 month debt elimination plan
• Lower interest payments using proven refinancing and consolidation methods
• Understand mortgage prepayment, recasting, and amortization
• Develop a monthly expense tracking & windfall strategy
• Overcome debt mindset barriers using emotional resilience techniques
• Join ongoing support for accountability and next-level financial planning

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PREREQUISITES

• Bring recent statement(s) for each debt (credit, loan, mortgage)
• Completed pre-seminar personal finance questionnaire (sent after registration)
• A willingness to take radical action and commit to results

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PARTICIPANT GUIDE INCLUDES

• Debt-Free Workbook & Financial Planner
• Customized amortization & repayment calculators
• Refinance & consolidation decision charts
• Negotiation scripts and creditor contact guide
• Monthly Expense Tracker & Windfall Planner
• Certificate of Debt-Elimination Accelerator Graduates

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GUEST SPEAKERS & FACILITATORS

• Coach Fidele “Greb” Grebele, MBA – Lead Financial Coach & Author
• Agnes Grebele – Debt Strategy Coordinator, Insurance & Loan Specialist
• Marcus Elliott – Debt-Free Author & Mortgage Payoff Expert
• Dr. Emma Lewis – Financial Therapist & Mindset Coach
• Guest Q&A Panel: Pastors, certified coaches, former student‑loan debtors

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SEMINAR SCHEDULE

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DAY 1 – UNDERSTAND, STRATEGIZE, AND START

9:00–9:30 AM — Opening, Introductions, and Commitment Affirmation

9:30–11:00 AM — Module 1: The Truth About Your Debt & What It Costs

• Total debt mapping and interest assessment
• Understanding amortization and equity

11:00–12:30 PM — Module 2: Choosing Your Repayment Strategy

• Debt Avalanche vs. Debt Snowball
• Hybrid approaches and when to pivot

12:30–1:30 PM — Lunch + Peer Success Sharing

1:30–3:00 PM — Module 3: Acceleration Tactics

• Balance transfers, consolidation, refinancing
• Windfalls, side-gigs, and lump-sum strategies

3:00–4:30 PM — Workshop: Draft Your Debt Retirement Roadmap

• Use provided tools to build out a 12–24 month payoff plan

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DAY 2 – ADVANCE, PROTECT & SCALE

9:00–9:30 AM — Energy Reset, Mindset Coaching, Goal Review

9:30–11:00 AM — Module 4: Mortgage Payoff & Equity Building

• Biweekly payments, recasting, short-term refinancing
• Building equity while maintaining financial balance

11:00–12:30 PM — Module 5: Student Loan Strategies & Car Loan Options

• Income-driven repayment, PSLF, refinancing
• Loan term management and refinance timing

12:30–1:30 PM — Lunch & Accountability Partner Assignments

1:30–3:00 PM — Module 6: Protecting Your New Financial Freedom

• Smart saving, emergency funds, asset protection
• Insurance review and rebounding from setbacks

3:00–4:30 PM — Final Workshop: Monthly Repayment & Wealth Launch Plan

• Fill in action calendars, define check-in system
• Graduation, certificate issuance, and group commitment circle

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FOLLOW‑UP SOLUTION: MONTHLY REPAYMENT ACCOUNTABILITY

Graduates gain access to:

• 6‑Month Accountability Group (Zoom-based with coaches)
• Monthly check-ins and roadmap adjuster tools
• New windfall and refinancing alert emails
• Quarterly mini‑masterclasses on saving and investing post‑debt
• Private online community for support and Q&A

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REGISTRATION DETAILS

• Tuition: $199 per attendee
• Group & church retreat rates available
• Location: 2070 Sugarloaf Parkway, Suite 600, Lawrenceville, GA 30045
• Registration: https://Isbfinstitute.com
• Email: info@finanpower.com
• Phone: (678) 921‑2121

When registering, please share your debt snapshot and the type of debts you’d like to focus on eliminating.