Easy Steps to Credit Management

COURSE SYLLABUS

Instructor: Coach Greb
Duration: Two-Day Course (3 hours per day)
Languages Offered: English, French, Spanish, and others as available
Delivery Mode: Online via Zoom or Onsite (ISBF / Financial Power Institute or partner locations)
Tuition Fee: $59 per participant
Website: https://Isbfinstitute.com/easysteps
Presented by: ISBF Institute and the Financial Power Institute

COURSE OVERVIEW

Easy Steps to Credit Management is a two-day, hands-on course that teaches individuals how to understand, improve, and manage their credit wisely. Credit is one of the most powerful tools in modern financial life—when handled properly, it opens doors to homeownership, business financing, and wealth creation. When mismanaged, it can lead to long-term debt traps, financial stress, and lost opportunities.

This course breaks down how credit works, how scores are calculated, how to build or rebuild credit, and how to use credit as a stepping stone—not a stumbling block. Through real-world examples and guided exercises, participants will leave with a full understanding of credit reporting, credit scores, debt reduction, and strategies for leveraging credit responsibly.

COURSE BENEFITS

Participants will gain a complete understanding of how credit impacts every area of financial life. They will learn how to read a credit report, dispute errors, manage debt strategically, and take proactive steps to build and protect their credit profile.

The course also addresses myths and misunderstandings about credit, while introducing tools and systems to monitor credit progress. Whether participants are working to increase their credit score, qualify for a mortgage, or pay off credit card debt, this course provides practical, step-by-step guidance.

TARGET AUDIENCE

This course is ideal for:

Individuals with low or no credit who want to build a strong profile
People recovering from financial hardship or bankruptcy
Families planning for homeownership or major purchases
Business owners who need credit for expansion
College students or recent graduates managing student debt
Anyone enrolled in the 12-course Easy Steps series

No financial experience is required. This course is designed to empower those at any stage of their credit journey.

COURSE OUTCOME

Upon completion of the course, participants will:

Understand the five factors that determine a credit score
Learn how to access and analyze their credit reports
Know how to legally dispute inaccurate information
Create a personalized credit improvement or protection strategy
Reduce credit card debt using smart repayment methods
Learn how to use credit responsibly to build long-term financial strength
Gain confidence in using credit to build—not burden—their financial life

COURSE PREREQUISITES

There are no formal prerequisites. However, participants are encouraged to:

Obtain a copy of their current credit report (from annualcreditreport.com or a free monitoring app)
Be prepared to share general (not personal) financial goals for coaching exercises
Have access to a computer or mobile device for using credit tracking tools

Participants do not need a minimum credit score to enroll.

PARTICIPANT GUIDE

Each registered participant will receive:

Easy Steps to Credit Management Workbook (digital or print copy)
Credit Score Tracker and Repair Plan Template
Credit Report Checklist
Debt Payoff Strategy Worksheet (Avalanche and Snowball methods)
List of Recommended Credit Monitoring Tools and Apps
Excerpts from the Teach Me Money™ Book Series by Coach Greb
30-Day Replay Access to Class Sessions
Certificate of Completion

These materials are designed to support real-time application and long-term use.

COURSE COST

The total cost for the two-day course is $59 per participant, which includes:

Two 3-hour live training sessions
All worksheets, tools, and resource materials
Access to credit repair and management tools
Personalized guidance for building a credit plan
Certificate of Completion
Invitation to join a follow-up coaching circle

Registration is available at https://Isbfinstitute.com/easysteps, with payment options including credit card, Zelle, or Cash App.

FOLLOW-UP SOLUTION

Following the course, each participant will be guided to develop and implement a complete credit management plan using available software or recommended tools. This plan will include a credit report review, debt management strategy, and monthly action items for score improvement or maintenance.

Participants will also have the opportunity to join a 30-day accountability group or receive one-on-one coaching support to ensure ongoing success.

COURSE SCHEDULE

DAY 1 – CREDIT BASICS AND REPAIR STRATEGY

Theme: “Credit Clarity – Know the Rules, Use the Tools”
Total Duration: 3 Hours

Modules and Time Breakdown:

0:00 – 0:15: Welcome, Orientation, and Introduction to Credit
Overview of the credit system, course goals, and participant expectations.
0:15 – 0:45: Module 1 – Understanding Credit Reports and Scores
Breakdown of Experian, Equifax, and TransUnion. Learn what a score is and what affects it.
0:45 – 1:30: Module 2 – The Five Factors of Credit
Explore payment history, credit utilization, length of history, new credit, and credit mix.
1:30 – 2:00: Module 3 – Reading and Analyzing Your Credit Report
Step-by-step guide on how to read your report and spot red flags.
2:00 – 2:30: Module 4 – Repairing and Correcting Credit Errors
Learn how to file disputes, remove inaccuracies, and avoid scams.
2:30 – 3:00: Module 5 – Credit Building and Secured Cards
Discover safe ways to start or rebuild credit, including secured cards, credit builder loans, and authorized users.

Homework:
Pull your credit report from all three bureaus. Highlight at least one area to improve. Begin drafting your personal credit goals.

DAY 2 – CREDIT GROWTH AND DEBT MANAGEMENT

Theme: “From Credit Chaos to Credit Confidence”
Total Duration: 3 Hours

Modules and Time Breakdown:

0:00 – 0:15: Recap, Check-In, and Sharing Wins
Reflection on Day 1 and group discussion of discoveries and questions.
0:15 – 1:00: Module 6 – Strategic Debt Reduction Techniques
Snowball vs. Avalanche. Learn how to pay off debt quickly and save money on interest.
1:00 – 1:30: Module 7 – Using Credit Wisely and Avoiding Pitfalls
Tips on responsible credit card usage, avoiding late payments, and understanding credit limits.
1:30 – 2:00: Module 8 – Leveraging Good Credit for Opportunities
How to qualify for better mortgage rates, business loans, and credit rewards.
2:00 – 2:30: Module 9 – Building Long-Term Credit Health
Create routines and safeguards to maintain a strong credit profile over time.
2:30 – 3:00: Module 10 – Finalizing Your Credit Management Plan
Participants present their personalized plan, receive final feedback, and set up follow-up tools.

CERTIFICATE OF COMPLETION

All participants who complete both sessions and submit their personalized credit management plan will receive a Certificate of Completion, jointly issued by the ISBF Institute and the Financial Power Institute. This certification may be credited toward the 12-Step Easy Financial Empowerment Program.

LOCATION AND DELIVERY OPTIONS

Courses are offered:

Onsite:
Financial Power Institute
2070 Sugarloaf Parkway, Suite 600
Lawrenceville, GA 30045
Online:
Live Zoom sessions with breakout groups and coaching support
Community Partners:
Custom delivery available at schools, churches, or nonprofit organizations.

Language accommodations are available by request.

COURSE REGISTRATION

To enroll in this course, visit:
Website: https://Isbfinstitute.com/easysteps
Email: info@finanpower.com
Phone: +1 (678) 921-2121

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Easy Steps to Credit Management

Easy Steps to Credit Management

COURSE SYLLABUS